Health Insurance for Grownups

I just helped my sister sign up for health insurance through Kaiser. She's in her last year of college and has been stuck relying on her college's health center to write prescriptions and my mom to pay for them.

But I've been after her to take a look at Kaiser's health plans - they're pretty reasonable in our area. For $109 a month, I signed my sister (age 24) up for a $1,500 deductible plan. The great part is that she can get basic doctor's office visits and prescriptions without having to meet the deductible.

So, for instance, if she gets a sinus infection, she pays $30 to see the doctor and $10 for a generic drug to clear it up. Obviously she'll struggle if she has an accident or illness that requires labs, x-rays, an ER visit, etc., but she would have been in that position with no insurance either.

I think anyone who is struggling in today's economy, and just needs the basic assurance that a doctor can look them over if need be, should check out Kaiser's website and see if a plan like this can help them too.